Know Your Customer (KYC)
Trusted by startups & the world’s largest companies
Convert good users and deter fraudsters early
Build branded verification flows that adapt to each user’s geography and risk level as they move through the flow. Let good users through quickly and add extra checks for suspicious ones.
Know your customer beyond day one
Re-verify customers and update risk scores at critical moments, like a new watchlist match, ownership change, or unusual account activity. Spend analyst time where risk has actually shifted by moving from calendar-based to event-driven reviews.
Orchestrate KYC with granular, transparent controls
Set the rules for your KYC and KYB programs, from verification requirements to step-up logic. See each customer’s identity data, verification results, and decisions on one record, so your team acts with the full picture and can show how every decision was made.
Efficiently manage and reduce risk across the customer life cycle
OnboardingDocumentary verification
Non-documentary verification
Identity and device binding
Business tax number verification
Business document verification
Additional business due diligence (industry, classification, etc.)
Life cycle managementWatchlists and sanctions
Politically exposed persons (PEPs)
Adverse media
FinCEN 314a
Custom lists
Large withdrawals
Account recovery
Other high-risk moments
Platform automation
Orchestrate identity systems of record via account mapping in Persona.
Streamline manual review queues with automated decisioning.
Identify suspicious activity with customizable case modules and link analysis.
Automatically fill out and e-file regulatory SARs and STRs.
Protect your business and customers with granular privacy, redaction, and audit controls.
Everything you need to build your ideal KYC process
Verify individuals, businesses, and ultimate beneficial owners (UBOs) in one platform.
Verify government IDs from more than 200 countries and territories, as well as business documents such as articles of incorporation, licenses, partnership agreements, and more.
Build KYC and KYB verification flows that meet global requirements while offering a smooth and intuitive user experience.
Check collected PII and digital IDs against global issuing and authoritative sources. Collect additional due diligence on businesses via website and Secretary of State (SoS) screenings.
Deploy verification flows at key points in the customer life cycle, such as onboarding, account recovery, risky transactions, and more.
Fight deepfakes and other fraud patterns with selfie liveness checks, video verifications, 2FA device binding, and more.
Screen any individual, business, or entity in real time against global sanctions, PEP, and adverse media lists.
Ingest and screen customers against specialized and non-public lists such as FinCEN 314a on a recurring basis.
Reduce false positives and tailor your screening process with granular controls on match criteria. Investigate hits and navigate audits better with consolidated identity data views and full configuration transparency.
Reduce manual review burden and implement your company’s risk-based approach to compliance with no-code automations.
Make better decisions with a complete picture of user risk in one place by surfacing all relevant identity data and linked accounts in a customizable case view.
Automatically build a risk profile for every customer and replace manual, static risk assessments with a configurable scoring engine that keeps every risk profile current across the customer life cycle.
