Frequently asked questions
What is synthetic fraud?
Synthetic fraud refers to instances of fraud that can be tied back specifically to a synthetic ID that consists of a mix of both real and fake data.
How do you detect a synthetic ID?
One of the most effective ways of detecting synthetic IDs is to leverage multiple forms of identity verification — for example, document verification, government ID verification, and database verification. This provides multiple checkpoints with the potential to uncover fraudulent information.
The Social Security Administration’s (SSA) electronic Consent Based Social Security Number Verification (eCBSV) service can be particularly effective at detecting synthetic IDs. With this check, you collect a user’s name, date of birth, and Social Security number. The eCBSV service then verifies whether or not the information matches their records.